FXify Instant Funding $100K Standard Trailing Drawdown vs FXify One Phase $100K: Full Rule-by-Rule Comparison

Quick answer: As of July 20, 2026, FXify Instant Funding $100K Standard Trailing Drawdown and FXify One Phase $100K are two products from the same firm (FXify) that differ mainly in how you reach a funded $100,000 account. FXify Instant Funding $100K Standard Trailing Drawdown has no evaluation phase at all: you pay $3144.26 with code GORILLA and trade a funded-style account immediately, under a 4% maximum drawdown and a 3% daily loss limit. FXify One Phase $100K requires passing a single-step evaluation with a 10% profit target first, but costs far less at $406.26 with code GORILLA and carries a wider 6% maximum drawdown. Choose FXify Instant Funding $100K Standard Trailing Drawdown if you want to skip the evaluation entirely and can absorb the higher upfront cost; choose FXify One Phase $100K if you prefer the low entry price and are willing to pass one evaluation step.

The Matchup at a Glance

• FXify Instant Funding $100K Standard Trailing Drawdown: $4249 ($3144.26 with code GORILLA), instant funding (no evaluation), Trustpilot 4.3 (6079 reviews).
• FXify One Phase $100K: $549 ($406.26 with code GORILLA), 1-step evaluation, Trustpilot 4.3 (6079 reviews).

Evaluation Rules Compared

Both are FXify $100,000 products from the same firm, with a Trustpilot score of 4.3 across 6079 reviews, no listed activation fee, and no listed reset fee. The key divergence is the evaluation itself: FXify Instant Funding $100K Standard Trailing Drawdown has no evaluation phase, so its evaluation rules are not applicable, while FXify One Phase $100K requires a single-step challenge.

Where they differ:

• Evaluation model: FXify Instant Funding $100K Standard Trailing Drawdown has no evaluation phase and funds you immediately, while FXify One Phase $100K requires passing a single-step evaluation.
• Profit target: FXify One Phase $100K sets a 10% profit target to pass its single step, while FXify Instant Funding $100K Standard Trailing Drawdown has no target because there is no evaluation.
• Price: FXify Instant Funding $100K Standard Trailing Drawdown costs $3144.26 with code GORILLA, while FXify One Phase $100K costs $406.26 with code GORILLA — the premium buys you a skip past the evaluation.

The evaluation stage is the whole story here: pay much more to skip it with Instant Funding, or pay far less and pass one 10% step with One Phase.

Funded Rules Compared

Once funded, both accounts share the same firm-level terms: an end-of-trade drawdown, a 3% daily loss limit, a 1 minimum-trading-day baseline, no listed consistency rule, an 80% base split that rises to 90% with the add-on, and payouts by Rise or Wire Transfer.

• Max drawdown: FXify Instant Funding $100K Standard Trailing Drawdown carries a tighter 4% end-of-trade drawdown, while FXify One Phase $100K allows a wider 6% end-of-trade drawdown.
• Payout timing: FXify One Phase $100K allows an on-demand first payout, while FXify Instant Funding $100K Standard Trailing Drawdown pays bi-weekly from the first trading day.
• News trading: FXify Instant Funding $100K Standard Trailing Drawdown allows news trading with restrictions, while FXify One Phase $100K allows it (Yes).

Which Plan Should You Choose?

Choose FXify Instant Funding $100K Standard Trailing Drawdown if you want to skip the evaluation entirely and trade a funded-style account immediately, and you can absorb the higher $3144.26 upfront cost in exchange for a tighter 4% drawdown.

Choose FXify One Phase $100K if you want the low $406.26 entry price, are willing to pass a single 10% evaluation step, and prefer the wider 6% drawdown and an on-demand first payout.

The real trade-off is paying a large premium to skip the evaluation with Instant Funding versus paying far less and passing one 10% step with One Phase.

FAQ

Which is cheaper, FXify Instant Funding $100K Standard Trailing Drawdown or FXify One Phase $100K?

FXify One Phase $100K is far cheaper at $406.26 with code GORILLA, versus $3144.26 for FXify Instant Funding $100K Standard Trailing Drawdown with code GORILLA. The Instant Funding price premium reflects that it has no evaluation phase, so you are paying upfront for immediate funding rather than passing a challenge.

How does the drawdown work, and do both use the same one?

Both use an end-of-trade drawdown and a 3% daily loss limit, but the maximum drawdown differs. FXify Instant Funding $100K Standard Trailing Drawdown carries a 4% maximum drawdown, while FXify One Phase $100K carries a wider 6%. On a $100K account, 4% equals $4,000 and 6% equals $6,000. FXify Instant Funding has no evaluation-phase drawdown at all because it skips the evaluation.

Which is easier or faster to get funded?

FXify Instant Funding $100K Standard Trailing Drawdown is the fastest route to a funded-style account because it has no evaluation phase — you trade immediately after purchase. FXify One Phase $100K requires passing a single-step evaluation with a 10% profit target and 5 minimum trading days first, so it is slower but costs far less upfront.

Which pays more once funded?

Both pay the same base 80% split, rising to 90% with the add-on, so the payout ceiling is identical. FXify One Phase $100K offers an on-demand first payout, while FXify Instant Funding $100K Standard Trailing Drawdown pays bi-weekly from the first trading day, so One Phase can get you your first withdrawal sooner.

Data captured from the Prop Firm Gorilla comparison tool on July 20, 2026. Every effort is made to ensure accuracy, but always verify rules and pricing directly with each firm before purchasing — prop firm rules change frequently.