FundingPips 1 Step $10K vs FXify One Phase $10K: Full Rule-by-Rule Comparison
Quick answer: As of July 20, 2026, the FundingPips 1 Step $10K and the FXify One Phase $10K are both single-phase challenges with the same 10% profit target, a 6% max drawdown, and a 3% daily loss limit. Two things separate them. First, the drawdown type: FundingPips measures its 6% drawdown as Static, while FXify measures its 6% as End Of Trade, which is calculated only on closed trades. Second, price and funded terms: the FXify One Phase $10K is $65.86 with code GORILLA against the FundingPips 1 Step $10K at $79.2 with code GORILLA. Once funded, FundingPips uses cycle-based splits from 60% to 100% with a $2M scaling ceiling, while FXify pays a simpler 80% (90% with an add-on) but limits you to one account per size. Choose FXify if you want the lower price, an End-Of-Trade drawdown, and a simple 80%/90% split; choose FundingPips if you want cycle-based payouts and room to scale to $2M.
The Matchup at a Glance
- FundingPips 1 Step $10K: $99 ($79.2 with code GORILLA), 1-step evaluation, Trustpilot 4.5 (62082 reviews).
- FXify One Phase $10K: $89 ($65.86 with code GORILLA), 1-step evaluation, Trustpilot 4.3 (6079 reviews).
Evaluation Rules Compared
| Evaluation Rule | FundingPips 1 Step $10K | FXify One Phase $10K |
|---|---|---|
| Price | $99 ($79.2 with code GORILLA) | $89 ($65.86 with code GORILLA) |
| Activation fee | Not listed | Not listed |
| Evaluation model | 1-step | 1-step (One Phase) |
| Profit target | 10% | 10% |
| Max drawdown | 6% (Static) | 6% (End Of Trade) |
| Daily loss limit | 3% | 3% |
| Minimum trading days | 3 | 5 |
| Consistency rule | Not listed | Not listed |
| News trading | Yes | Yes |
| Max leverage | 1:30 | 1:30 |
| Reset fee | Not listed | Not listed |
Both are single-phase evaluations on a $10K account with the same 10% profit target, a 6% max drawdown, and a 3% daily loss limit, and both allow news trading. Neither firm lists an activation fee, a consistency rule, a reset fee, or a concrete max-leverage figure in this data.
Where they differ:
- Drawdown type: The FundingPips 1 Step $10K measures its 6% drawdown as Static, while the FXify One Phase $10K measures its 6% as End Of Trade, which counts only closed trades toward the limit.
- Price: The FXify One Phase $10K is cheaper after code at $65.86 (code GORILLA), versus the FundingPips 1 Step $10K at $79.2 (code GORILLA).
- Minimum trading days: FundingPips requires 3 minimum trading days, while FXify requires 5.
On evaluation rules the FXify One Phase $10K is cheaper and its End-Of-Trade drawdown can be more forgiving intraday, while the FundingPips 1 Step $10K needs fewer minimum trading days.
Funded Rules Compared
| Funded Rule | FundingPips 1 Step $10K | FXify One Phase $10K |
|---|---|---|
| Profit split | "Weekly" 60% "Bi-Weekly" 80% "Monthly" 100% "On Demand" 90% | 80% or 90% (with addon) |
| Max drawdown | 6% (Static) | 6% (End Of Trade) |
| Daily loss limit | 3% | 3% |
| Consistency rule | 35% (ONLY on "on demand" addon) | Not listed |
| Minimum trading days | 2 on other addons OR 3 "On demand" addon | 1 |
| Max leverage | 1:30 | 1:30 |
| Max allocation | $2M | 1 Account on each size. |
| News trading | Yes (with restrictions) | Yes |
| Payout policy | Meet the profit target for each cycle and add-on selected | First payout on demand, then bi-weekly or monthly by add-on; $50 minimum request |
| Payout methods | Rise, Bank Transfer, Crypto | Rise, Wire Transfer |
Once funded, both accounts keep the same 6% max drawdown and 3% daily loss limit they had in evaluation, and both allow news trading. Both also offer an 80%-or-higher split, though the way you reach it differs.
- Profit split structure: The FundingPips 1 Step $10K ties the split to your payout cycle (60% weekly up to 100% monthly), while the FXify One Phase $10K pays a flat 80%, or 90% with an add-on.
- Consistency rule: FundingPips applies a 35% consistency rule on its on-demand add-on, while FXify lists no funded consistency rule.
- Max allocation: FundingPips scales to $2M, while FXify limits you to one account on each size.
- Payout methods: FundingPips supports Rise, Bank Transfer, and Crypto, while FXify supports Rise and Wire Transfer only.
Which Plan Should You Choose?
Choose FundingPips 1 Step $10K if you want cycle-based payouts that can reach 100%, room to scale to a $2M allocation, and crypto as a withdrawal option, with only 3 minimum evaluation days.
Choose FXify One Phase $10K if you want the lower price of $65.86 after code, an End-Of-Trade drawdown that ignores open-trade floating losses, and a simple flat 80% (or 90%) split.
The real trade-off is FXify's cheaper entry and forgiving End-Of-Trade drawdown versus FundingPips's cycle-based payouts and far larger scaling ceiling.
FAQ
Which is cheaper, the FundingPips 1 Step $10K or the FXify One Phase $10K?
The FXify One Phase $10K is cheaper after code at $65.86 (code GORILLA), versus the FundingPips 1 Step $10K at $79.2 (code GORILLA), a difference of about $13.
Do both challenges use the same drawdown?
Both use a 6% max drawdown ($600 on $10K) and a 3% ($300) daily loss limit, but the type differs: FundingPips is Static, calculated from your starting balance, while FXify is End Of Trade, calculated only on closed trades, which can leave more room for open-trade floating losses.
Which is easier or faster to pass?
Both are single-phase with the same 10% target, but FundingPips requires only 3 minimum trading days versus 5 at FXify, so it can be cleared faster. FXify's End-Of-Trade drawdown, however, may be more forgiving of intraday swings.
Which pays more once funded?
It depends on cadence. FXify pays a flat 80%, or 90% with an add-on. FundingPips varies by cycle, from 60% weekly to 80% bi-weekly, 90% on demand, and 100% monthly, so a monthly FundingPips cadence pays the most and its weekly cadence pays the least.
Data captured from the Prop Firm Gorilla comparison tool on July 20, 2026. Every effort is made to ensure accuracy, but always verify rules and pricing directly with each firm before purchasing — prop firm rules change frequently.