FundedNext Stellar 2 Step $100K vs FundingPips 2 Step Standard $100K 8% Phase 1: Full Rule-by-Rule Comparison

Quick answer: As of July 20, 2026, the FundedNext Stellar 2 Step $100K and the FundingPips 2 Step Standard $100K 8% Phase 1 are both two-step challenges with the same 8% Step 1 and 5% Step 2 profit targets and a 5% daily loss limit. The key differences are drawdown and price. FundingPips uses a tighter 8% static max drawdown versus FundedNext's 10%, and the FundingPips plan is $435.2 with code GORILLA against the FundedNext plan at $530 (code GORILLA). FundingPips also asks for fewer minimum evaluation days (3 versus 5 per step). Once funded, the two diverge sharply: FundedNext runs a fixed 80% (up to 95% with an add-on) split with a $300K starting allocation, while FundingPips uses cycle-based splits, a 35% consistency rule on its on-demand add-on, and a $2M allocation. Choose FundingPips if you want a lower price and larger scaling; choose FundedNext if you prefer the looser 10% drawdown and a simpler payout structure.

The Matchup at a Glance

• FundedNext Stellar 2 Step $100K: $530 (code GORILLA), 2-step evaluation, Trustpilot 4.5 (72990 reviews).
• FundingPips 2 Step Standard $100K 8% Phase 1: $544 ($435.2 with code GORILLA), 2-step evaluation, Trustpilot 4.5 (62082 reviews).

Evaluation Rules Compared

Both are two-step evaluations on a $100K account with identical profit targets (8% in Step 1, 5% in Step 2) and the same 5% daily loss limit, and both allow news trading. Neither firm lists an activation fee, an evaluation-stage consistency rule, a reset fee, or a concrete max-leverage figure in this data.

Where they differ:

• Max drawdown: The FundingPips 2 Step Standard $100K 8% Phase 1 has a tighter 8% static max drawdown, while the FundedNext Stellar 2 Step $100K allows 10%.
• Price: With codes applied, FundingPips is $435.2 (code GORILLA) versus FundedNext at $530 (code GORILLA).
• Minimum trading days: FundingPips requires just 3 minimum trading days, while FundedNext requires 5 days in each step (5 and 5).

On evaluation rules the FundingPips 2 Step Standard $100K 8% Phase 1 is cheaper and faster to satisfy on days, but its 8% drawdown leaves less room for error than FundedNext's 10%.

Funded Rules Compared

Both funded accounts keep the same 5% daily loss limit and carry the same static drawdown they had in evaluation. Both offer routes to an 80% or higher split, and both allow news trading with some restrictions.

• Profit split structure: The FundedNext Stellar 2 Step $100K uses a fixed 80% split (95% with an add-on), while the FundingPips 2 Step Standard $100K 8% Phase 1 ties the split to your payout cycle, from 60% weekly up to 100% monthly.
• Consistency rule: FundingPips applies a 35% consistency rule on its on-demand add-on, while FundedNext lists no funded consistency rule.
• Minimum trading days: FundedNext needs just 1 minimum trading day, while FundingPips requires 17 days on standard add-ons or 3 on the on-demand add-on.
• Max allocation: FundingPips scales to $2M, while FundedNext starts at $300K and upgrades with tiers up to $4M.

Which Plan Should You Choose?

Choose FundedNext Stellar 2 Step $100K if you want the looser 10% drawdown, a simple 1-day funded minimum, and a straightforward 80%/95% split without cycle rules or a consistency requirement.

Choose FundingPips 2 Step Standard $100K 8% Phase 1 if you want the lower price after code, only 3 minimum evaluation days, and the flexibility of cycle-based payouts scaling to a $2M allocation.

The real trade-off is FundedNext's roomier 10% drawdown and simpler funded rules versus FundingPips's lower cost, larger scaling, and more complex payout structure.

FAQ

Which is cheaper, FundedNext Stellar 2 Step $100K or FundingPips 2 Step Standard $100K 8% Phase 1?

The FundingPips 2 Step Standard $100K 8% Phase 1 is cheaper after codes at $435.2 (code GORILLA), versus the FundedNext Stellar 2 Step $100K at $530 (code GORILLA), a difference of about $95.

Do both challenges use the same drawdown?

No. The FundedNext Stellar 2 Step $100K uses a 10% static max drawdown ($10,000 on $100K), while the FundingPips 2 Step Standard $100K 8% Phase 1 uses a tighter 8% static drawdown ($8,000). Both share a 5% ($5,000) daily loss limit.

Which is easier or faster to pass?

Both share the same 8% and 5% targets, but FundingPips requires only 3 minimum trading days versus 5 per step at FundedNext, so it can be passed faster. FundedNext's wider 10% drawdown, however, gives more room to survive a bad trade.

Which pays more once funded?

It depends on your payout cadence. FundedNext offers a fixed 80% split, up to 95% with an add-on. FundingPips varies by cycle, from 60% weekly to 80% bi-weekly, 90% on demand, and 100% monthly, so a monthly cadence at FundingPips pays the most while its weekly cadence pays the least.

Data captured from the Prop Firm Gorilla comparison tool on July 20, 2026. Every effort is made to ensure accuracy, but always verify rules and pricing directly with each firm before purchasing — prop firm rules change frequently.